IE RESOURCE NETWORK CONVENING

Practical Tips & Tools Series: Understanding Credit & Improving Credit

Underscoring the importance of credit by explaining the impact of one's credit score and how they maintain their credit as they build or rebuild. There will be a robust conversation on the impacts of having a low credit score versus a high credit score. We will demystify myths about checking your score, as well as provide clarity on hard inquiries and soft inquiries.

Key Takeaways:

Understanding Credit Scores

Why is your credit score so important and the factors that make up the score
What is the credit score range
Credit Worthiness

Factors Affecting the Credit Score

What are the 7 factors that affect the score.

Building Credit

What are some ways to start credit or how do you manage your credit today.
What is a authorize user and why/why not use a co-signer.
Hard Inquiries versus soft inquiries.

Improving Credit/Managing Debt

Are you a debt snowball or a debt avalanche person.
What are the three stages of delinquency.
When should I start working to improve my credit.

Speaker: Catherine M. Hadnot, Community Manager, Community & Business Development, Chase Bank

Catherine M. Hadnot, Community Manager

Catherine Hadnot is a Community Manager in Victorville, California for Community & Business Development. She is a local ambassador for Chase whose job is to build and nurture relationships with key community leaders, nonprofit partners, and small businesses at the neighborhood level. Cat hosts financial health workshops, facilitates non-profit partnerships, and offers community programming. She is helping to advance racial equity by supporting Black and Latinx communities with tools and resources to help them improve their financial well-being.

With over 14 years of experience in the financial services industry, Catherine has held a number of positions including Personal Banker, Assistant Branch Manager & Teller. Prior to this role, Cat served as Branch Manager at JPMorgan Chase. She is currently a member of BOLD, NextGen, Pride, Adelante & WOTM and serves on the board of Adelante IE at Chase.

Cat currently lives in Rialto with her husband and two boys and spends her free time traveling for sports with her kids, laughing, watching movies, and dancing.

Speaker: Brad Wilson | Community Manager, Community & Business, Chase Bank

Brad Wilson, Community Manager

Brad Wilson is a Community Manager in San Bernardino, CA for Community & Business Development. He is a local ambassador for Chase whose job is to build and nurture relationships with key community leaders, nonprofit partners, and small businesses at the neighborhood level. Brad hosts financial health workshops, facilitates non-profit partnerships, and offers community programming. He is helping to advance racial equity by supporting Black and Latinx communities with tools and resources to help them improve their financial well-being.

With over 17 years of experience in the financial services industry, Brad has held a number of positions including Teller, Personal Banker, and Assistant Branch Manager. Prior to this role, Brad served as a Branch Manager at JPMorgan Chase. He is, currently a board member of Voices for Employees that Served (VETS) Business Resource Group (BRG), Music Changing Lives (MCL) Non-Profit, Co-Chair for Inland SoCal Housing Collective Wealth Building and Preservation Pillar, and serves as the Co-Chair for Inland Empire Volunteer Leadership Group (VLG).
Brad currently lives in the Inland Empire and spends his free time with his wife Lexi, daughters Logan, and Kodie, traveling, doing DIY home projects, and playing sports.

IE RESOURCE NETWORK CONVENING

Date and Time

Thursday Nov 7, 2024
9:00 AM - 11:00 AM PST

Networking: 8:30 am until 9 am
Come early and network with other nonprofit leaders.

Program: 9 am until 11 am

Location

Desert/Mountain Educational Service Center
17800 Highway 18
Apple Valley, CA

Please note that MapQuest does not give the correct directions to this site ... Interstate 15, Exit "D Street/Highway 18 East" and travel East. Travel two miles through Victorville and up/down a short hill into Apple Valley. The first traffic light in Apple Valley will be Apple Valley Road. The facility is at the Northwest (left) side of the intersection of Apple Valley Road and Hwy. 18, behind the gas station, in the center of the strip mall. Parking is in the lot in front of the building. Please do not park in short-term spots or you will be towed. There are two Highway 18 exits. Make sure you take the one that says "D Street."

Fees/Admission

AcademyGO Members Free
1st Time Guest Free
Not Yet A Member Free

Website

http://www.AcademyGO.com